Aside from a piece two years back about a public adjuster threatening to sue me, the blog I wrote November 18th, “Big Bubba’s Catfish & Insurer Ratings“, generated more commentary than anything I’ve published over the last four years. [Read more…]
Had a far ranging conversation recently with a friend and lobbyist regarding Florida’s domestic property carriers. He asked… “What can we do about agents that keep telling their clients domestic insurer’s are thinly capitalized?”
First, I reminded him that independent agents would never intentionally deride carrier’s in which they’ve placed clients. Makes no sense.
But, here’s the rub. [Read more…]
There’s a storm brewing! Widespread mistreatment of consumers by emergency remediators, mostly water extraction contractors and roofers, continues with no end in sight. Lured by the potential of huge payoffs with little chance of any consequences and enabled by Assignment of Benefits (AOB) they routinely kidnap the claim and leave premium payers with the ransom note. [Read more…]
Common ground was visible recently between public adjusters and insurer’s. A brief flicker, sure. But, it was there.
Sparked by an article from Dick Tutwiler, CPCLA, PCLA opining on coverage reductions for water losses, abuse of Assignment of Benefits (AOB) by water extraction companies and the unlicensed practice of public adjusting. [Read more…]
In an understandable attempt to close a painful chapter of ethical missteps, The Palm Beach Post editorial titled “Too much hot air in inflated homeowners market assessment”, gets it wrong….again.
And…AGAIN! [Read more…]
Last week you read of a hatchet job by the Palm Beach Post. Writer Charles Elmore was hell bent on connecting the rates and underwriting of Citizens with the international travel necessary to save $233 million on reinsurance premiums.
Anything favorable to Citizens, or the reinsurance deal it secured, was sullied with Elmore’s fact selection, the words he put in the mouths of others, sales puffery he cut/pasted from travel brochures and spa pictures downloaded from the internet.
Not a good day for journalism.
Those with barrels of ink never really get their comeuppance.
But…when a major Florida daily that fancies itself an advocate for insurance consumers is accused by a leading advocate for insurance consumers of mistreating an insurance company, well…that’s about as close as it gets. [Read more…]
It’s Thursday, 2:15 in the afternoon. A Tallahassee plumber, who arrived at 9:00AM, has just left my home.
The result of a call from the utility company warning of a potential water leak. My previous months water bill was $191.22 for 24,339 gallons of water (I had the sprinklers on every day).
But…since paying that bill I began hemorrhaging nearly 128,610 gallons in three weeks at a cost of nearly $400. And, I was told “… it’s still leaking!”
After checking the irrigation system (sprinklers) I discovered my worst water leak nightmare. A pipe beneath the garage slab was leaking. Water was pouring outside and into the neighbors yard. Drywall was wet up to 18″ high. Outside the brick wall was wet to the same height. The fifteen year old indoor/outdoor garage carpet was soaked. [Read more…]
Sean Shaw, a Democrat from Tampa and Florida’s former Insurance Consumer Advocate (ICA) now favored to win the District 61 house seat (See Note #1 below), appears to have completely sold out.
True. His leanings were never much in question. Even as the ICA he pushed for free access to “Citizens”, meaningless sound-bite regulations like Insurer Report Cards and subsidies over sound premiums. The Charlie Crist Plan.
Occasionally dispensation is due statewide advocates representing inland policyholders and wealthy coastal homeowners simultaneously.
But, not anymore. Not for Shaw. [Read more…]